All the points. None of the Pain.

We created PayItOff because we were tired of three things:

• Late fees.

• A big scary bill at the end of the month.

• Paying Interest.

We thought: Why isn’t there a simple way to pay a credit card as soon as it's used....automatically?

So we built PayItOff.app — the tool we always wished existed.

Our mission is simple: help people avoid debt traps, eliminate stress, and unlock the full value of their credit cards.

No more late fees.
No more interest.
Just peace of mind and more points in your pocket.